insurance for an MPS (20yr Male)

[MattMPS3]

Yes that'll work a treat, one law student vs the floors of lawyers employed by AAMI, but if your confident you'll win, all the best in your fraudulent endeavours.

I have seen first hand the investigative nature of insurance companies, and it isnt pretty, also consider that the whole time you are fighting this in court your broken car will sit for months in a workshop collecting dust.

Anyway, back to the topic at hand, have you tried Shannons for an insurance quote, I changed to them last year, and they were only a little more expensive than the NRMA (which I was receiving a good few discounts for anyway) and they are mod friendly too, they do advertise as the car enthusiast insurer.

[tomo89aus]

Anyway, back to the topic at hand, have you tried Shannons for an insurance quote, I changed to them last year, and they were only a little more expensive than the NRMA (which I was receiving a good few discounts for anyway) and they are mod friendly too, they do advertise as the car enthusiast insurer.

Shannons won't provide an online quote for drivers under 25. I refuse to ring them and go through all that only to find out they come back with a rubbish quote.

So looks like its either NRMA or Fastr (read their PDS and can't find anything our of the ordinarry)

Just never heard of anyone using Fastr or Fortron (who underwrite the policy) so I'm a bit suspicious. They're not exactly mod friendly either (I don't have plans for another 6 months or so anyway).

[arashyyy_88]

Man you guys are all f*****. Like seriously everyone here posts on all the illegal modifications they have etc etc and how they raced so forth and so forth. Give me a break. Going into such specifications and such. Honestly I will never post in here again. I try and use my leisure time to give advice to young drivers such as myself that will save them money yet Insurance company lovers have to all post crap such as "Ohhh that is baddd mannn Ohhh you can get in shittt man". Jesus Christ. Good bye

[blackbetty]

yeh bye ... oh your still here you better go study your law books

[LYNCHY]

[tomo89aus]

Didn't know this would such a hot topic

[nissanman]

Im 21. No claims within last 4 years. They put me down as RATING 1.

JUST CAR charge me $1150 a year with $35 a year RATING 1 protection. Exact same car as yours. Execpt the year lol. 2006 6 MPS Leather Pack.

All my cars have been insured through JUSTCAR. My WRX is Fire and Theft up to 15k.. that is $450ish a year.

Remember, unlimited legal modifcations aswell

---------- Post added at 03:29 PM ---------- Previous post was at 03:24 PM ----------

Man you guys are all f*****. Like seriously everyone here posts on all the illegal modifications they have etc etc and how they raced so forth and so forth. Give me a break. Going into such specifications and such. Honestly I will never post in here again. I try and use my leisure time to give advice to young drivers such as myself that will save them money yet Insurance company lovers have to all post crap such as "Ohhh that is baddd mannn Ohhh you can get in shittt man". Jesus Christ. Good bye

Everyones thought about your 'IDEA' a long time ago.
And Everyones reliased that it actaully isnt worth it.

Dont just 'down' the forums altogther mate.
There are all sorts of people on here from all sorts of backgrounds. If thats how they feel about the matter and it thats how you feel about the matter. Well... Good Work. Leave it be. No ones a hero for swearing over the forums at people.

If your after information, want to give information... Put this past you and continue to enjoy the forums.

Cheers

[TD]

Man you guys are all f*****. Like seriously everyone here posts on all the illegal modifications they have etc etc and how they raced so forth and so forth. Give me a break. Going into such specifications and such. Honestly I will never post in here again. I try and use my leisure time to give advice to young drivers such as myself that will save them money yet Insurance company lovers have to all post crap such as "Ohhh that is baddd mannn Ohhh you can get in shittt man". Jesus Christ. Good bye

Don't let the door hit your arse on the way out. See ya.

[blackbetty]

Everyones thought about your 'IDEA' a long time ago.
And Everyones reliased that it actaully isnt worth it.

Dont just 'down' the forums altogther mate.
There are all sorts of people on here from all sorts of backgrounds. If thats how they feel about the matter and it thats how you feel about the matter. Well... Good Work. Leave it be. No ones a hero for swearing over the forums at people.

If your after information, want to give information... Put this past you and continue to enjoy the forums.

Cheers

Well said

[hatchmps]

lol. man that's a funny read.

[steviekfc]

Steve, 20 (at time of purchase and insurance of my 3mps) nrma 1800 this year
next year, being 21 jumps down to 1300ish. not too bad i dont think.
and to the dude who advised us his schemish ways, and says why not, as previsouly stated, your not building up any credible insurance history.
also lol at you for leaving. this forum isnt for douche bags anyway moahahahaa

[LYNCHY]

thats the best pic ever dotty

[Jmac]

Why so uptight guys. Of course my car is registered under my parents name. I am actually a Law student so I know the mess I am potentially getting myself into, HOWEVER I know for a fact that I will be covered otherwise I could potentially have a very good court case against AAMI which I will be almost guaranteed to win. Once insurance court case goes to the actual independent tribunal (Not the stupid pathetic tribunal within the actual insurance company), they almost always lose out. My method does work and has worked for the past 3-4 years I have obtained my licence.

Yep, great court case.. especially as you have admitted what you are doing on a PUBLIC forum....
Best course of action would have been to PM member.

In regards to mods, they can be removed after defect is cleared and put back on afterwards - different kettle of fish.
I used to have a similar arrangement to what you had, though I wouldnt be admitting it publicly (in writing)..

Your advice was noted as a different way of doing things, though not everyone will see eye to eye - especially with topics such as this (with legal implications) so thanks for your input
Dont give up that easily, sometimes a little heated discussion is good for things (dont quote me on that )

Edit - tried www.realinsurance.com.au ?
I once had someone who was performance orientated recommend http://www.rynoinsurance.com.au/ though I never gave it a try...

[tomo89aus]

Edit - tried www.realinsurance.com.au ?
I once had someone who was performance orientated recommend Car and Motorcycle Insurance Australia - Ryno Insurance Services though I never gave it a try...

I am with Real Insurance now and they keep jacking their premiums up and up and up. They used to be very cheap but now I'm better off with NRMA almost. Their customer service is outstanding however...if they're cheaper for you then I highly highly recommend them.

When I went to real's website to get a quote they wouldn't provide one because its a turboed vehicle and im only 20. I could probably ring up and let them know im an existing customer and get a price. But I know it wouldn't be all that great.

Ryno won't insure under 25s.

[kmh001]

Have a read of this..............the parallels to this thread are remarkable.

British law graduates sentenced over false insurance claim

[shakespeare]

The moral of the the link by KMH and this thread, it's not worth messing with insurance companies, full disclosure is always the best option (including when you add mods and get traffic infringements)

[Enigma]

I don't know if it's been mentioned yet but have a look at Just Car Insurance, they seem to be pretty forgiving and their rates aren't bad, it was the only way I could get my little sister's car insured for her...

[Flake]

I just insured my new 2010 MPS for $950 with AAMI, however I'm 29

Before that I had a WRX insured for about $1050 with RACV with rating 1.

Dunno how this really helps.... but I'm new

[LYNCHY]

Dunno how this really helps.... but I'm new

[EVILMPS]

Not sure if you've got Western QBE where you are Tommo, but they are good. I've got my beast with them, full glass cover, smaller premium to pay a higher excess.
BUT...I'm 34, so no dramas with my age...

---------- Post added at 01:40 PM ---------- Previous post was at 01:38 PM ----------

Man you guys are all f*****. Like seriously everyone here posts on all the illegal modifications they have etc etc and how they raced so forth and so forth. Give me a break. Going into such specifications and such. Honestly I will never post in here again. I try and use my leisure time to give advice to young drivers such as myself that will save them money yet Insurance company lovers have to all post crap such as "Ohhh that is baddd mannn Ohhh you can get in shittt man". Jesus Christ. Good bye

Strewth dude, maybe you should take a deep breath, count to 10 and then start again!